Best Debt Consolidation Companies for 2. Cambridge Credit Counseling was established in 1. America. It is a non- profit company and specializes in credit, housing, reverse mortgage and bankruptcy counseling and debt reduction services. Free credit counseling: Non- profit Cambridge Credit Counseling offers free credit counseling by nationally certified debt experts to consumers who need to find ways to get out of debt. Services: The counselors analyze the client. They offer a variety of debt related services including credit card, housing, reverse mortgage, foreclosure, bankruptcy and financial education. Expertise: Cambridge Credit Counseling counselors have, on average, 1. Association for Financial Counseling and Planning Education, the Partnership for Financial Education, Neighbor. Works and the United States Department of Housing and Urban Development. Lenders keep offering credit to people who are in desperate need of help. TopConsumerReviews.com has reviewed and ranked the best debt relief programs available today. Learn about nonprofit credit and debt consolidation programs that can help you with credit card consolidation. Compare interest rates, fees and payment term. Debt Consolidation and Debt Solutions programs can help reduce your monthly debt payments by consolidating them into one smaller payment. Learn about our Debt Consolidation Services and Unique Debt Reduction Solutions. The Best Debt Consolidation Programs . Credit Consolidation Companies and Reviews . Read reviews, create a. There are a number of debt consolidation companies – or debt relief companies – that collect debts for third parties. Find out what debt consolidation programs are and if it is the right path for you to achieve debt relief. Overall, the best credit consolidation programs can help you to get out of debt. They offer not only debt management to help you to bring your debt under control, but they educate you on creating a budget, and paying bills on. Credentials: Cambridge Credit Counseling is a 5. Cambridge is an ISO 9. FCAA Code of Practice compliant debt counseling agency. Best for Those with excessive credit card debt, mortgage debt, student loan debt and individuals in need of credit counseling. Freedom Debt Relief is a credit advocacy and debt resolution company that has resolved over $4 billion in debt for their clients. They have over 9. Their individualized approach first reviews every customer. Best School Loan Consolidation Programs - Bad Credit Bill Consolidation Loans. Debt consolidation programs are usually just a big loan that pays off other smaller loans. They can be very beneficial to. In addition to shopping around, you can ensure that you get the best deal by managing your credit. They have over 2. Their services include education and credit repair. Fees: Lexington Law doesn't ask for any payment upfront. Consumers pay only after services are rendered. Secure: They offer legal services in a private and professional manner and protect your personal information. Services: Lexington Law provides a wide range of services including assistance removing negative items from the clients. The company offers several affordable monthly plans based on the consumer. The company offers a wide range of debt assistance programs including debt management, credit improvement, avoiding foreclosure and bankruptcy plans. Consolidated Credit also offers a strong counseling and financial education component. Accredited: They are an ISO 9. Registered Organization. Certified professionals: The majority of their counselors and staff are certified financial counselors (CFC). They are required to renew their certifications every 3 years as well as undertake additional training. Services: They offer an extensive list of services and resources to help consumers deal with their debt. A few of their offerings under the debt solutions category include debt management, debt consolidation, counseling, consumer credit rights information and helpful calculators. Their financial advice offerings are extensive with a library of information, webinars and individual counseling. Financial advice topics include budgeting, credit report, credit score, student loan and more. Free assistance: Consolidated Credit offers a host of free calculators, including credit card debt repayment, credit score loan cost, debt- to- income, debt restructuring, saving and more. There is a walk- in branch in Ft. Lauderdale, Florida. Best for Average consumers with debt and credit issues, homeowners facing foreclosure, along with small business owners and those seeking extensive financial education resources. Established in 1. Michigan Credit Union League, Green. Path debt solutions has grown into a large financial services organization. The company has offices across the country and helps more than 2. Recognition and certification: Green. Path was one of the first agencies approved by the U. S. Department of Justice to provide bankruptcy counseling and education services. Their other services offer low and transparent fees. In- person help: Green. Path has 5. 0 branch offices and can help consumers in all 5. Services: Green. Path. Their extensive Green. Path University provides financial education and includes financial calculators, e. Learning, videos and webinars. Credit report support: They have specialists to help clients review their credit report and improve their credit score. Bankruptcy: The company is approved by the U. S. Department of Justice to provide bankruptcy counseling needed to file Chapters 7 or 1. Best for Individuals with credit or debt problems seeking individual branches in addition to online help, those with too much credit card debt, those with student loan debt, those with credit report problems and those seeking bankruptcy help. Country. Wide Debt Relief is a 3. The firm is a proactive company that negotiates with debtors, coordinates repayment and teaches clients about improving their credit scores. Best for Consumers facing financial hardship, individuals who are late paying debts, those who lack the possibility of paying their debts in the future and those facing a bankruptcy. Elite Financial. They only charge consumers a fee once they have successfully settled their debts, which can ease the financial burden of debt settlement. Best for Elite Financial Services is best for average consumers. Consolidated Credit Counseling Services of Canada, Inc. Their educational resources guide consumers to handle their current debt and learn money management skills that can prevent debt in the future. Best for Consolidated Credit Counseling Services of Canada, Inc. They offer alternatives to bankruptcy along with educational resources for people who are considering filing for bankruptcy. No upfront cost: There are no upfront fees to use National Debt Relief. Fees range depending on where you live and will be anywhere from 2. Free budget planner worksheets: Start managing your budget by downloading a free budget planner worksheet from National Debt Relief. This tool will help you figure out if you will have a surplus or deficit at the end of the month based on your monthly income and monthly expenses. Learn how where you live influences your debt: Credit laws and living costs can impact the amount of debt you rack up, which means some states have more consumers in debt than others. Find out how your state compares on National Debt Relief. You will be contacted by a representative who can help you figure out your next move. Low rate of return customers: Unlike retailers or other companies, National Debt Relief does not want to see repeat customers. Repeat business means they did not succeed in setting their clients up for financial success through debt management and education. Over 9. 9. 9 percent of their clients walk away and never return, which is a statistic National Debt Relief plans to maintain. Best for National Debt Relief is best for average consumers and overspenders. Century Support Services is a debt settlement company that was founded in 2. Pennsylvania. The help consumers reduce their debt by negotiating with companies to forgive a significant amount of unsecured debt. Best for Those with unsecured debt who want to quickly reduce the amount they owe. Non- profit Family Credit Management, a credit counseling agency has been in business for more than 2. The company has helped over 1. Best for Average consumers and small business owners with past due credit cards, student loans and other debt. Clearpoint Credit Counseling is a non- profit, education- focused credit counseling firm committed to teaching consumer. The 5. 0- year- old firm offers budget, debt and housing advice. The company is headquartered in Atlanta, Georgia and has more than 4. Best for Individuals looking for counseling and educational resources, consumers with excessive debt and those concerned about foreclosure or bankruptcy. Money Management International, founded in 1. U. S. The company has certified credit counselors and has been in business for over 1. Action plan: The firm offers a well laid- out action plan tailored to the consumer. Their debt management strategy states they may be able to lower consumers. The company is also licensed by the New York State Department of Financial Services. Fees and payments: Debt Counseling Corp. Once enrolled, program participants are eligible for continuing free debt counseling. Education: Debt Counseling Corp. In business since 1. In. Charge. The firm gathers the client. They have a variety of programs designed for the individual. The company attempts to negotiate the consumer. The firm uses ethical approaches to reduce debt for qualifying clients. Best for Those with excessive debt loads and consumers looking to have their debt interest payments lowered. Steps to 7. 20 is an education and information company devoted to helping individuals reach their highest possible credit scores. The company provides several tools that make it possible for individuals to reach credit scores of 7.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. Archives
December 2016
Categories |